NEW: Cost of Living Stipend for Economically-Disadvantaged Residents


Pilot Program Announcement

We understand that living in the greater Boston area is expensive … Cambridge Health Alliance wants to provide financial assistance to residents with significant financial challenges who might not otherwise be able to train here.

We are delighted to announce a new pilot program:

  • Cash stipends (in addition to standard PGY-level salary) will be provided to physicians-in-training who match to our residency programs in 2020 and were approved for the AAMC's "Fee Assistance Program (FAP)" as an AMCAS applicant, with their confirmation of continuing financial need.
  • The total stipend amount of $30,000 will be distributed in 3 installments of $10,000 at the beginning of each academic year for the first 3 years of the residency program. See details below.

Stipend Details:

  • Applies to physicians that match in 2020 to enter residency programs that are at least two years in duration, sponsored by Cambridge Health Alliance (CHA). (See examples below illustrating eligibility.)
  • After matching to one of our residency programs, eligible incoming residents must provide:
    • The AAMC's email indicating approval for their Fee Assistance Program (FAP). (We recognize this will be 4+ years old.)  
    • Applicants can confirm that they were approved for FAP and obtain a copy of the documentation by email.
  • Stipends will be provided by CHA without involvement of individual residency programs or departments. The program/department staff will not know who receives the stipend. • Please note that stipends are considered taxable income. 
  • Stipend application form

Learn More:

Examples are provided below and a Frequently Asked Questions page is available.

For additional questions, please contact the CHA Human Resources Benefits Department at


  1. A student has matched to the Tufts Family Medicine Residency at CHA in 2020 and is due to start in June 2020. Upon receipt of the documentation outlined above, CHA will send the first stipend on or shortly after the first week of Orientation.
  2. A resident has matched to the CHA Child & Adolescent Psychiatry Fellowship in 2020 and is due to start in July 2020. The Fellow is eligible to receive the stipend in July 2020 and assuming reappointment for the 2nd year of Fellowship, in July 2021.
  3. A student has matched to the CHA Adult Psychiatry Residency in 2020 and is due to start in June 2020. The student is eligible to receive the stipend in June 2020 and assuming reappointment in subsequent years, for the 2nd year of residency in July 2021 and the 3rd year of residency in July 2022. The resident is not eligible for the stipend during their 4th year of training beginning in July 2023 because the stipend is for a maximum of 3 years.
  4. Two students, married to each other (or domestic partners), were individually included in the FAP program as ERAS applicants and have now matched at CHA in Internal Medicine and Family Medicine. Both students will receive the stipend, as their marriage/partnership doesn't negate their individual eligibility. (This would be the case even if they were in the same residency at CHA.)
  5. A student matched to the CHA Neurology program in 2019 to start in 2020, and will be coming to Boston for a Medicine internship at another hospital (not involved in this pilot) in June 2019. The student will be eligible to receive the stipend as a Neurology resident, with distributions in July of 2020, 2021, and 2022 – but not during the prelim year at a different institution.
  6. A student matching in March 2020 for one year of Transitional Year training at CHA (prior to Anesthesia residency out of state) is not eligible because the one-year CHA program does not meet the duration requirements of a residency of two years or longer.
  7. An individual matches to the CHA Internal Medicine program after initially beginning residency in another specialty at another institution. They can utilize the stipend since they have matched to an eligible residency program and were approved for FAP as a student; the prior training does not disqualify them.
  8. A student who was approved for AAMC's Fee Assistance Program at the time of their ERAS applications, has since experienced a very positive change in financial circumstance. As an incoming intern they determine that they cannot attest to ongoing financial need and thus do not utilize the stipend.

Eligible Residency Programs:

  • CHA Adult Psychiatry Residency
  • CHA Child & Adolescent Psychiatry Fellowship
  • CHA Internal Medicine Residency
  • Tufts Family Medicine Residency at CHA

This page was updated 7/31/19.